Suffered a Catastrophic Injury? Is Financial Compensation Enough? | LabourBlawg

Suffered a Catastrophic Injury? Is Financial Compensation Enough?

by Andrew Miller on January 26, 2013

injury compensation

Catastrophic injuries are an unfortunate part of life, and as horrible as they can be, they still happen with an alarming frequency. A catastrophic injury can be summed up as any kind of injury that has a serious impact on one’s ability to lead the rest of their life. If you or a loved one has been in an accident that results in a dramatic change to the way you have to live your life, then your injury is a catastrophic one.

 How Can a Catastrophic Injury Occur?

Catastrophic injuries can happen anywhere and for a variety of reasons. Automobile accidents are the main cause of catastrophic injuries but they can happen out of nowhere. Carbon monoxide poisoning, severe burns, brain injury, spinal cord injury, neurological disorders and amputation are just some examples of the types of injures that are categorized as catastrophic. They can happen from accidents or from medical negligence or a defective product. Many work-related injuries end up being catastrophic ones. Thankfully, you are entitled to full financial compensation for your injuries from the party responsible, but when your entire life has been altered, is money really enough?

Fighting to Receive the Compensation You Deserve

These kinds of injuries are a headache for insurance companies. If you thought they didn’t want to pay out for tiny accidents, imagine how hard they will try and avoid paying for a severe one. Always avoid talking to an insurance agent until you have talked to a personal injury attorney because the insurance company will not have your best interests in mind. In most cases they want to cover the bare minimum, but when a lifetime of physical and mental therapy will be required for the injured person and their family, the bare minimum is never enough. The loss of income alone is much more than any insurance company will want to pay, and in most cases getting compensation will be a dogfight.

The Best Way to Receive Compensation

Many injured parties settle for much less than they deserve because the stress that fighting puts on their life is not worth it to them. When you’re trying to recuperate with injuries and deal with the fact that your life will never be the same, the last thing you want to do is appear in court every two days and keep filing paperwork. With an experienced attorney on your side the stress will be put directly on their shoulder so that you no longer have to worry about trying to figure out a fair settlement. The attorneys know exactly how much a fair settlement will be so you don’t have to be afraid that you’re not getting enough.

The amount of money that medical bills can cost in a catastrophic injury, not to mention therapy bills and any loss of income, will really add up. These kinds of injuries are easily the most devastating and it is unfair that the injured individuals will have to fight with insurance companies and guilty parties to receive the full compensation that is owed to them. Thankfully there are people who can help you through the entire process if you want to relieve some of your stress.

If you or a loved one have suffered a catastrophic injury due to the negligent acts of another person, it is important to seek legal representation immediately.

Davis, Saperstein & Salomon P.C. is a catastrophic injury law firm located in New York. For more information about catastrophic injuries, visit the website at

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