Guest post regarding legal cover and the art of expecting the unexpected.
The vast majority of us are lucky enough to be able to live our lives without expecting apocalyptic calamity to rain down upon us around every corner. It is important to live life hoping for the best but at the same time it is foolish not to be prepared for the worst.
The worst might not ever happen but we all know that life does throw up some challenges from time to time, and we all need to know what to do when those challenges arise.
It was always said that banking was one of the safest jobs you could possibly go into. It was thought quite rightly that people will always need money, therefore people will always need banks but few people foresaw quite how the shape of banking was going to change. In the 1960s came the first A.T.M or ‘cash machine’, before long customers did not need personal contact with bankers to get to their money.
These machines became more and more commonplace right up until the age of internet banking. Then came the financial collapse in 2008 which saw banks shedding staff left right and centre. We can all look at that now with a sense of inevitability but that was not always the case.
Many law firms will be able to offer you comprehensive legal cover, with organisations such as Co-op legal services can come bundled, meaning you have a one-stop shop for all your legal enquiries no matter how large or how small.
The illustrative point is that anything can happen. Should you ever lose your job, would you know what your employer was legally entitled to provide you with? Six months’ notice? A week? Paid time off to find another job? Offer you another job? How much would they have to pay you off if you were made redundant?
There is of course no single or simple answer to any of those questions. It will depend on what your contract with the employer stipulates, as well as how long you worked there, or any holiday owed and so on. It is not just about potentially losing your job though. What if someone at work made a false allegation about you and you found yourself with a potential black mark against your name or a criminal record? The key thing is knowing who to consult under what conditions and when. Make life easy now for later.